Northern Ireland rates calculator
Your 2026/27 domestic rates bill, for any of the 11 councils.
a year in Belfast, 2026/27
- Over ten instalments
- £150.77 a month
- Averaged across the year
- £125.64 a month
- Regional rate, same across NI
- £833.85
- Belfast district rate
- £673.80
£150,000 × 0.010051 = £1,507.65
- Whole year paid in full by 8 May 2026, 4% offThat date has passed for 2026/27. About the discount
- £1,447.34
2026/27 rates (1 April 2026 to 31 March 2027). Source: Department of Finance, Rate Poundages, read 1 November 2026. This is an estimate. Your bill from Land & Property Services is what counts.
What a home valued at £150,000 pays in each council, 2026/27
Belfast: £1,507.65 a year. Its rate is 6th lowest of 11. Paler areas pay more. Council areas include inland water such as Lough Neagh.
A home valued at £150,000 costs £403.35 more a year in Derry City & Strabane than in Lisburn & Castlereagh.
That's 28% more for the same capital value. The regional rate is 0.005559 everywhere, so the whole gap comes from the district rate each council sets.
- 1 Lisburn & Castlereagh0.009525 in the pound £1,428.75 lowest
- 2 Mid Ulster0.009889 in the pound £1,483.35 +£54.60
- 3 Antrim & Newtownabbey0.009984 in the pound £1,497.60 +£68.85
- 4 Ards and North Down0.009994 in the pound £1,499.10 +£70.35
- 5 Fermanagh & Omagh0.010027 in the pound £1,504.05 +£75.30
- 6 Belfast0.010051 in the pound £1,507.65 +£78.90
- 7 Newry, Mourne and Down0.010558 in the pound £1,583.70 +£154.95
- 8 Causeway Coast & Glens0.010660 in the pound £1,599.00 +£170.25
- 9 Armagh City, Banbridge & Craigavon0.010971 in the pound £1,645.65 +£216.90
- 10 Mid & East Antrim0.011227 in the pound £1,684.05 +£255.30
- 11 Derry City & Strabane0.012214 in the pound £1,832.10 +£403.35
2026/27 rates (1 April 2026 to 31 March 2027). Source: Department of Finance, Rate Poundages, read 1 November 2026. This is an estimate. Your bill from Land & Property Services is what counts.
Guides to your rates bill
Plain answers to what people ask about domestic rates, each checked against nidirect, the Department of Finance and the law.
- 1 Jan 2005How your bill is worked outCapital value times your council's rate, step by step, with the 2005 valuation and the cap.
- 4%Instalments and the early payment discountTen instalments or one payment, the discount date, ways to pay, and missed payments.
- 20%Lone Pensioner AllowanceFor people aged 70 or over who live alone. Not means tested.
- 25%Disabled Persons AllowanceFor homes with an adaptation a disabled person living there needs.
- Pension ageHousing Benefit and Rate ReliefMeans-tested help for people of pension age, from the Housing Executive.
- 3 monthsRate Rebate (Universal Credit)Help with rates for homeowners and tenants on Universal Credit.
- 28 daysChallenge your capital valueReviews, appeals, the 28-day deadlines, and what each £10,000 is worth.
- £20,000Empty homes and second homesEmpty homes pay the same. The exclusions, and how second homes are rated.
- Day oneNew builds: when rates startWhen rates become due, getting valued, and avoiding a backdated bill.
- By the dayRates when you move housePart-year bills by the day, refunds, and what to tell LPS.
What this estimate leaves out
The sum is your capital value (up to the £400,000 cap) multiplied by your council's rate. The early payment discount and a part-year bill from a move-in date are shown separately. It doesn't include Housing Benefit, Rate Relief, Rate Rebate, exemptions, exclusions or any arrears carried over, because those depend on your circumstances. Read the guides for who qualifies and how to apply, or see help paying your rates on nidirect.